Underwriting | Connecticare Volunta

1. Life

Issue Age:

Employee/Member - 16 through 80 (Universal Life)

Employee/Member - 16 through 70 (Whole Life)

Employee/Member - 16 through 65 (Term Life)

Spouse - 16 through 65

Child - birth though 25 (Universal Life)

Child - 15 days though 25 (Term Life)

Child - 15 days though 24 (Whole Life)

Guaranteed Issue:

Employee/Member: $150,000

Spouse: $50,000 not to exceed 50% of employee’s/member’s coverage

Child: $25,000

Simplified Issue:

Employee/Member: $500,000

Spouse: $100,000 not to exceed 50% of employee’s/member’s coverage

Child: $25,000

Employee/Member coverage may be increased at any time by up to $50,000 on a Guaranteed Issue Basis, but not to exceed the $150,000 limit

2. Disability

Guaranteed Issue:

$3,000 Employee/Member only

Simplified Issue:

$5,000 Employee/Member only

3. Accident

Issue Age:

Employee/Member - 18

Spouse - 18

Child - birth through 25

Guaranteed Issue:

All Coverage for Employees/Members, Spouses, and Children

4. Critical Illness

Issue Age:

Employee/Member - 18

Spouse - 18

Child - birth through 25

Guaranteed Issue:

$30,000 Employee/Member (spousal / children’s coverage available)

Simplified Issue:

$100,000 Employee/Member (spousal / children’s coverage available)